Payment Policy

Effective Date: January 18, 2025

At CameraFexaTech, we value the security and convenience of our customers, and our Payment Policy is designed to ensure a smooth transaction process. This policy outlines the accepted methods of payment, security procedures, and other relevant terms regarding payments.

1. Accepted Payment Methods

We accept the following payment methods for all orders placed on CameraFexaTech.com:

  • Credit and Debit Cards: Visa, MasterCard, American Express, Discover
  • PayPal: A secure, widely-used online payment system
  • Other Payment Methods: We may offer additional payment methods depending on your location and convenience. Please check at checkout for available options.

All payments must be processed through our secure payment gateways. We do not store your sensitive payment information on our servers.

2. Payment Authorization

  • Payment Approval: By placing an order, you are authorizing us to charge the full amount of your order, including any applicable taxes, shipping charges, and discounts, to the payment method provided.
  • Payment Verification: For security reasons, we may verify the details of your payment before processing your order. In some cases, we may contact you for additional information to ensure the transaction is legitimate.
  • Payment Errors: If there is an issue with your payment method or authorization, we will notify you immediately and request an alternative method of payment.

3. Currency

  • Currency: All transactions on CameraFexaTech.com are processed in USD (United States Dollar). If you are located outside the United States, your bank or payment provider may apply additional foreign exchange rates or fees.

4. Security of Payments

  • Secure Transactions: We use industry-standard encryption and security protocols to ensure your payment information is protected. All transactions are processed through secure payment gateways to prevent unauthorized access.
  • Fraud Prevention: We reserve the right to cancel any order or transaction that we suspect may be fraudulent or unauthorized. If we suspect fraudulent activity, we will investigate and may contact you for clarification.

5. Taxes and Fees

  • Sales Tax: Applicable sales tax will be calculated and added to the total order amount based on your shipping address and the prevailing tax rate for your state or region.
  • Other Fees: Any additional fees, such as processing fees or customs duties (for international orders), will be communicated to you at checkout. These are the responsibility of the customer.

6. Payment Disputes and Chargebacks

  • Disputes: If you believe that there is an error with your payment or that a charge was made incorrectly, please contact us immediately. We will review the issue and, if applicable, issue a refund or correction.
  • Chargebacks: If a chargeback is filed against your order, we will investigate the matter. If the chargeback is determined to be invalid or fraudulent, the customer may be responsible for additional fees and the order may be canceled.

7. Refunds

  • Refund Process: If your order is eligible for a refund, the payment will be returned to the original payment method used. Please refer to our Refund and Returns Policy for detailed instructions on how refunds are handled.